Home » Archive for April 2017

Strange law in several countries

Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1980s. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers began offering interest-sensitive non-guaranteed policies.
Guaranteed versus Non-Guaranteed Policies
Today, companies offer a broad range of guaranteed and non-guaranteed life insurance policies. A guaranteed policy is one in which the insurer assumes all the risk and contractually guarantees the death benefit in exchange for a set premium payment. If investments underperform or expenses go up, the insurer has to absorb the loss. With a non-guaranteed policy the owner, in exchange for a lower premium and possibly better return, is assuming much of the investment risk as well as giving the insurer the right to increase policy fees. If things don’t work out as planned, the policy owner has to absorb the cost and pay a higher premium.
Term Policies
Term life insurance is guaranteed. The premium is set at issue and clearly stated right in the policy. An annual renewable term policy has a premium that goes up every year. A level term policy has an initially higher premium that does not change for a set period, usually 10, 20 or 30 years, and then becomes annual renewable term with a premium based on your attained age.
- See more at: http://www.npnews.tv/2017/04/03/strange-law-in-several-countries/#sthash.71pM1YHx.dpuf
Amazing Tips
Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies
Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1980s. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers began offering interest-sensitive non-guaranteed policies.
Guaranteed versus Non-Guaranteed Policies
Today, companies offer a broad range of guaranteed and non-guaranteed life insurance policies. A guaranteed policy is one in which the insurer assumes all the risk and contractually guarantees the death benefit in exchange for a set premium payment. If investments underperform or expenses go up, the insurer has to absorb the loss. With a non-guaranteed policy the owner, in exchange for a lower premium and possibly better return, is assuming much of the investment risk as well as giving the insurer the right to increase policy fees. If things don’t work out as planned, the policy owner has to absorb the cost and pay a higher premium.
Health Tips for better Life
Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies
Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1980s. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers began offering interest-sensitive non-guaranteed policies.
Guaranteed versus Non-Guaranteed Policies
Today, companies offer a broad range of guaranteed and non-guaranteed life insurance policies. A guaranteed policy is one in which the insurer assumes all the risk and contractually guarantees the death benefit in exchange for a set premium payment. If investments underperform or expenses go up, the insurer has to absorb the loss. With a non-guaranteed policy the owner, in exchange for a lower premium and possibly better return, is assuming much of the investment risk as well as giving the insurer the right to increase policy fees. If things don’t work out as planned, the policy owner has to absorb the cost and pay a higher premium.
Heart Touching Video
Believing that news is for everyone and all the people have an equal right to receive true and factual information at anytime, anywhere.We are a team of dedicated, vibrant, professional, experienced and energetic people putting our efforts to set new dawn in the field of online journalism. We aim to bring the reality accessible for all and bring the people together for social, economical and political transformation. We are also committed to bring the news instantly when it crops out. We also evaluate and provide comprehensive reporting and commentary on the politics, business, culture, travel, fashion, sports and education of Nepal in an attractive and elegant manner. Our online site is a medium to unite the Nepalese people residing in every nook and corner of the world. -
Mohan Sharma Give 11 Lakh His Ex Wife Kanchan Sharma -
The leading national media house which is viewed and followed by millions of people all over the globe is currently in the headlines, not for making but for being a topic of news. A media house which had the power to make or change things, opinion or even the country; which carried the responsibilities of revealing the facts and truths of the society made a widespread blunder which could and already have twisted into a tragedy.
The Kanchan-Mohan Regmi family dispute was made an issue for the whole general public to observe. Like as if we haven’t heard of family disputes which have had crueler endings. Question: where were they then? We might someday have our own relationship issue being watched by millions of people all over the world and even being commented upon the right and the wrongdoings. Seriously, are we running out of news and discussions in our country?
Suman Ji or shall I mention him as Suman Bhai who interviewed Kanchan Sharma Regmi (Didi). A person with comfort in his voice, the slow conversations style, and the soft speaking skills was seen as a protector, a listener to a conversation rather than a person interviewing Kanchan Sharma Regmi. Had he done the research before the interview, which generally every interviewer does, the conversation could have turned into an investigation that could reveal the reality. The 23 minutes of interview raised more questions than answers to a general public.
Panche Baja Aanpchaur Gulmi
Entertainment is a form of activity that holds the attention and interest of an audience, or gives pleasure and delight. It can be an idea or a task, but is more likely to be one of the activities or events that have developed over thousands of years specifically for the purpose of keeping an audience’s attention. Although people’s attention is held by different things, because individuals have different preferences in entertainment, most forms are recognisable and familiar. Storytelling, music, drama, dance, and different kinds of performance exist in all cultures, were supported in royal courts, developed into sophisticated forms and over time became available to all citizens. The process has been accelerated in modern times by an entertainment industry which records and sells entertainment products. Entertainment evolves and can be adapted to suit any scale, ranging from an individual who chooses a private entertainment from a now enormous array of pre-recorded products; to a banquet adapted for two; to any size or type of party, with appropriate music and dance; to performances intended for thousands; and even for a global audience.
The experience of being entertained has come to be strongly associated with amusement, so that one common understanding of the idea is fun and laughter, although many entertainments have a serious purpose. This may be the case in the various forms of ceremony, celebration, religious festival, or satire for example. Hence, there is the possibility that what appears as entertainment may also be a means of achieving insight or intellectual growth.
Chat conversation end
- See more at: http://www.npnews.tv/2017/03/03/panche-baja-aanpchaur-gulmi/#sthash.IjV2o0IY.dpuf
Health benefits of Garlik
Let food be thy medicine, and medicine be thy food.”
Those are famous words from the ancient Greek physician Hippocrates, often called the father of Western medicine.
He actually used to prescribe garlic to treat a variety of medical conditions.
Well… modern science has recently confirmed many of these beneficial health effects.
Here are 11 health benefits of garlic that are supported by human research studies.
Latest News Parash Shah
Prince Hridayendra Bir Bikram Shah Dev of Nepal (born July, 30 2002) was a member of the Nepalese Royal Family (now abolished) and was the second in line to the then Nepal’s royal throne. The monarchy was officially abolished on 28 May 2008.[1] Until the abolition of the monarchy he was known in Nepal by the title Nava Yuvaraj.
Prince Hridayendra was born at 12:49 pm in the Narayanhity Royal Palace in Kathmandu to Paras Bir Bikram Shah Dev, Crown Prince of Nepal and Crown Princess Himani Rajya Laxmi Devi Shah. At birth he weighed 3.3 kg.
His grandfather Gyanendra Bir Bikram Shah Dev is the deposed king of Nepal and his grandmother is Queen Komal Rajya Lakshmi Devi Shah, a member of the Rana dynasty. Through his mother he is descended from the Indian princely family of Sikar, which belongs to the Shekhawat clan. Following Hindu custom he was officially named Hridayendra Bir Bikram Shah Dev in a ceremony at the Narayanhity Royal Palace eleven days after his birth. At birth he was given the title Nava Yuvaraj (Young Crown Prince) being the eldest son of the heir apparent.
Voter identity card
It is very commendable of the Election Commission (EC) to rule out any foreign financial assistance for holding the local polls. That said, the budget earmarked for the EC to conduct the election is a whopping Rs. 10.3 billion—exclusive of the cost of security service. The total budget allocated for the local level election by the Ministry of Finance (MoF) is Rs. 20 billion. With that, the cost of this local election is 25 percent more than the election cost of the second constituent assembly. And this is only the first of the three elections that have to be held by January, 2018. It is hardly debatable that free, fair and regular elections form the foundation of a functioning democracy. Yet, ‘if there is a more cost effective way of exercising democracy’ is definitely a question that deserves some pondering upon. Likewise, while gearing up for the local polls, it would be worthwhile to reflect upon some of our past experiences with elections.
Alternatives for a Cost-Effective Democracy
To conduct an election, a substantial human resource has to be deployed for administration and security. Besides this, there are other material expenses incurred for setting up of polling booths and printing of ballot papers, publicity and trainings, preparation of voter lists and voter IDs. Closure of public schools for the entire week of the election day, and public holidays during the election further consume a great amount of productive time, and also affect economic activities during these days. And when the elections are held at three distant periods of time, all of these costs triple.
It would be highly cost effective if all three elections could be conducted simultaneously. Such a system has been in practice in the United States, and lately, Narendra Modi is also putting up efforts to have such a modality of election endorsed in India. This system has the potential to bring down the cost of elections substantially. For a country like Nepal, the cost-reduction that this system offers is a saving that could be channeled to other sectors.
Free and Fair Election—Need of a Code of Conduct (CoC)
The CoC is usually enforced by the EC right after the announcement of the election date, which is usually 120 days ahead of the polls. In our current case, the EC has delayed the enforcement of CoC and this has created avenues for the incumbent political parties to make administrative decisions such as transfers, and announcement of new programs in order to influence the electorate. A monitoring report on the second Constituent Assembly (CA) election published by Informal Sector Service Centre (INSEC) mentions that there were 912 cases of breach of Code of Conduct, mostly committed by mainstream political parties. Such cases of influencing the electorate weaken the fairness of elections, put newer and smaller parties at a disadvantage, and violate the spirit of a liberal democracy.
- See more at: http://www.npnews.tv/2017/04/02/voter-identity-card/#sthash.IioqHXZi.dpuf

Why has excessive vag!nal discharge?



Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies
Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1980s. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers began offering interest-sensitive non-guaranteed policies.
Guaranteed versus Non-Guaranteed Policies
Today, companies offer a broad range of guaranteed and non-guaranteed life insurance policies. A guaranteed policy is one in which the insurer assumes all the risk and contractually guarantees the death benefit in exchange for a set premium payment. If investments underperform or expenses go up, the insurer has to absorb the loss. With a non-guaranteed policy the owner, in exchange for a lower premium and possibly better return, is assuming much of the investment risk as well as giving the insurer the right to increase policy fees. If things don’t work out as planned, the policy owner has to absorb the cost and pay a higher premium.
- See more at: http://www.npnews.tv/2017/03/03/why-has-excessive-vagnal-discharge/#sthash.YGSGxODm.dpuf
Daily horoscope – 3 April 2017
A horoscope is an astrological chart or diagram representing the positions of the Sun, Moon, planets, astrological aspects, and sensitive angles at the time of an event, such as the moment of a person’s birth. The word horoscope is derived from Greek words hõra and scopos meaning “time” and “observer” (horoskopos, pl. horoskopoi, or “marker(s) of the hour”). Other commonly used names for the horoscope in English include natal chart, astrological chart, astro-chart, celestial map, sky-map, star-chart, cosmogram, vitasphere, radical chart, radix, chart wheel, or simply chart. It is used as a method of divination regarding events relating to the point in time it represents, and it forms the basis of the horoscopic traditions of astrology. In common usage, horoscope often refers to an astrologer’s interpretation, usually based on a system of solar Sun sign astrology; based strictly on the position of the Sun at the time of birth, or on the calendar significance of an event, as in Chinese astrology. In particular, many newspapers and magazines carry predictive columns, written in prose that may be written more for increasing readership than tied directly to the Sun or other aspects of the solar system, allegedly based on celestial influences in relation to the zodiacal placement of the Sun on the month of birth, cusp (2 days before or after any particular sign, an overlap), or decante (the month divided into 3 ten-day periods) of the person’s month of birth, identifying the individual’s Sun sign or “star sign” based on the tropical zodiac. - See more at: http://www.npnews.tv/2017/04/02/daily-horoscope-3-april-2017/#sthash.iQnkZ9uv.dpuf
jOHNNY GENTLEMAN Featuring Paul Shah and Aachal
Paul Shah is a Nepalese actor known for his appearance in the music videos and films like Nai Navannu La 4 . Shah’s first music video was Timro yaadmaa runchu achel which was not quite successful. He had rose to fame after Ko hola tyo music video release with Prakriti Shrestha. Acted in more than 150 music videos, Paul got his filmy break through fourth sequel of Nai Nabhannu La. He won Best debut actor in Dcine Awards 2016. -
The sad story of a Nepali Whose wife betrayed him
Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies
Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1980s. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers began offering interest-sensitive non-guaranteed policies.
Guaranteed versus Non-Guaranteed Policies
Today, companies offer a broad range of guaranteed and non-guaranteed life insurance policies. A guaranteed policy is one in which the insurer assumes all the risk and contractually guarantees the death benefit in exchange for a set premium payment. If investments underperform or expenses go up, the insurer has to absorb the loss. With a non-guaranteed policy the owner, in exchange for a lower premium and possibly better return, is assuming much of the investment risk as well as giving the insurer the right to increase policy fees. If things don’t work out as planned, the policy owner has to absorb the cost and pay a higher premium.
Term Policies
Term life insurance is guaranteed. The premium is set at issue and clearly stated right in the policy. An annual renewable term policy has a premium that goes up every year. A level term policy has an initially higher premium that does not change for a set period, usually 10, 20 or 30 years, and then becomes annual renewable term with a premium based on your attained age.
- See more at: http://www.npnews.tv/2016/12/07/the-sad-story-of-a-nepali-whose-wife-betrayed-him/#sthash.y69yd6Ft.dpuf
Naya Shakti Party sit infront of Election Commission -
KATHMANDU, April 2: Coordinator of Naya Shakti Nepal (NSN) has said that he would continue the on-going sit-in amid police arrest until their demand is met.
NSN Coordinator was held from outside the Election Commission earlier today as he was participating in the sit-in staged by five political parties including NSN at the EC to protest the discriminatory provision of Local Level Election Act(LLEA), 2017.
Bhattarai has been kept at Nepal Police Club along with other leaders both from his party and other four parties.
He said he would not move away from the premise of Nepal Police Club until the EC and other concerned authorities revise the LLEA, 2017 to ensure that all the parties contest the upcoming local polls under their respective election symbols.
NSN and other four political parties registered with the EC have been staging sit-in at the Election Commission since earlier today in protest of the provision of newly enacted Local Level Election Act, 2017.
Local Level Election Act, 2017 requires that if political parties are to contest the local polls slated for May 14 under their respective symbols, they must have representation in the legislature parliament.
K P Oli Speech
K P Oli as Ne pal’s PM after nine tur bulent months in office and the subsequent jubilation in India have put to test the ageold Nepali proverb: Junai jogi aaye pani kaanai chireko (Whoever the mendicant, he’ll always have his earlobes pierced). The question is how different Oli’s successor Pushpa Kamal Dahal (Prachanda) will be for Delhi. Dahal is chairman of the Communist Party of Nepal (Maoist-Centre). Sure of losing a trust vote, Oli quit on Sunday before Nepal’s parliament put it to vote. The motion was moved by Prachanda, the man who last autumn made Oli the PM and now succeeds him. Many in India rejoice the fall of tough-talking Oli, his aggressive public utterances often called Oli ko goli (Oli’s gunshots). This is for two reasons: They hope India will regain its pre-eminence in Kathmandu, a status the outgoing PM wanted Beijing to enjoy as well. And, they think the change of guard will revive efforts to end the stalemate over autonomy to the Madhesis (Indian origin Nepalis) living in the terai bordering Bihar and UP -
Saudi Arabian Princess Ameera
Ameera al-Taweel is a philanthropist, a progressive, and married to one of the richest men in the world — Al-Waleed bin Talal — who is also a philanthropist and progressive who works to break down the old Saudi stereotypes about women. She dresses as she does to make a political point.
By any standard other than the most conservative, Princess Ameera dresses modestly and conservatively. She does not go around covered in an abaya, particularly outside of Saudi Arabia. She dresses to meet the socially conservative norm of whatever country she’s in, without accepting the extreme view of modesty.
She and her husband are working to expand the space in which women in Saudi Arabia live and work by offering personal demonstrations of the fact that men and women mixing in the workplace do not automatically lead to sinful behavior.
Her dress — at least that which is available through online photographs — does not reveal much skin and is actually fairly typical of what rich Saudi women wear at home and under their abayas. The only ones she’s shocking are the extremists of either $@x.
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Ladies fight in Jungle
Believing that news is for everyone and all the people have an equal right to receive true and factual information at anytime, anywhere.We are a team of dedicated, vibrant, professional, experienced and energetic people putting our efforts to set new dawn in the field of online journalism. We aim to bring the reality accessible for all and bring the people together for social, economical and political transformation. We are also committed to bring the news instantly when it crops out. We also evaluate and provide comprehensive reporting and commentary on the politics, business, culture, travel, fashion, sports and education of Nepal in an attractive and elegant manner. Our online site is a medium to unite the Nepalese people residing in every nook and corner of the world. -
Sajha Sawal – 2 April 2017
Sajha Sawal is a weekly debate programme broadcast across Nepal on radio and TV. It is the most popular current affairs programme in Nepal with almost every one-in-three in Nepal being exposed to the programme. -
Man who challange Chief of Nepal Army
Nepali Army Is finishing their first stage implementation of Invincible Defense Technology (IDT), giving them the ability to operate directly at the level of the unified field of all the laws of nature – a level that is a thousand million, million (10 to the 15th power) times more powerful than nuclear force. It is the level where all the fundamental forces of nature are united. For this reason, IDT supersedes all other known defense technologies (which are based on electronic, chemical, and/or nuclear forces). Therefore, the military of Nepal will gain the ultimate strategic advantage of invincibility by averting the rise of any enemy and they WILL achieve victory before war.The ultimate goal of IDT is to prevent enemies from arising by reducing the collective societal stress that culminates in war, terrorism, and crime. IDT involves use of the Transcendental Meditation (TM) technique and its advanced practices, ideally by the military, to reduce this collective societal stress. Extensive peer-reviewed research has documented the efficacy of this approach. Militaries and police worldwide have successfully field-tested and are now using this approach.
Health Tips For Better Lite
Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies
Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1980s. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers began offering interest-sensitive non-guaranteed policies.
Guaranteed versus Non-Guaranteed Policies
Today, companies offer a broad range of guaranteed and non-guaranteed life insurance policies. A guaranteed policy is one in which the insurer assumes all the risk and contractually guarantees the death benefit in exchange for a set premium payment. If investments underperform or expenses go up, the insurer has to absorb the loss. With a non-guaranteed policy the owner, in exchange for a lower premium and possibly better return, is assuming much of the investment risk as well as giving the insurer the right to increase policy fees. If things don’t work out as planned, the policy owner has to absorb the cost and pay a higher premium.
World Largest Hydropower – The Three Gorges Dam – China -
The Three Gorges Dam is the world’s largest hydropower project and most notorious dam. The massive project sets records for number of people displaced (more than 1.2 million), number of cities and towns flooded (13 cities, 140 towns, 1,350 villages), and length of reservoir (more than 600 kilometers). The project has been plagued by corruption, spiraling costs, environmental impacts, human rights violations and resettlement difficulties.
The environmental impacts of the project are profound, and are likely to get worse as time goes on. The submergence of hundreds of factories, mines and waste dumps, and the presence of massive industrial centers upstream are creating a festering bog of effluent, silt, industrial pollutants and rubbish in the reservoir. Erosion of the reservoir and downstream riverbanks is causing landslides, and threatening one of the world’s biggest fisheries in the East China Sea. The weight of the reservoir’s water has many scientists concerned over reservoir-induced seismicity. Critics have also argued that the project may have exacerbated recent droughts by withholding critical water supply to downstream users and ecoystems, and through the creation of a microclimate by its giant reservoir. In 2011, China’s highest government body for the first time officially acknowledged the “urgent problems” of the Three Gorges Dam.
The Three Gorges Dam is a model for disaster, yet Chinese companies are replicating this model both domestically and internationally. Within China, huge hydropower cascades have been proposed and are being constructed in some of China’s most pristine and biologically and culturally diverse river basins – the Lancang (Upper Mekong) River, Nu (Salween) River and upstream of Three Gorges Dam on the Yangtze River and tributaries.
Through the Three Gorges Project, China has acquired the know-how to build large hydropower schemes, and has begun exporting similar projects around the world. Now that the project’s problems have been acknowledged, it is important to draw lessons from the experience so that the problems of the Yangtze dam are not repeated.
While Three Gorges is the world’s biggest hydro project, the problems at Three Gorges are not unique. Around the world, large dams are causing social and environmental devastation while better alternatives are being ignored.
Watch video from HERE.
- See more at: http://www.npnews.tv/2017/01/11/world-largest-hydropower-the-three-gorges-dam-china/#sthash.H03V35y7.dpuf
10 Tallest Women You Won’t Believe Actually Exist
A good height is seen as a gift and a feature that adds to a person’s beauty. However, for some people it may be problem when you talk about clothes, footwear, health issues and other things they may regret not being able to enjoy due to their heights.There are people who die for having a good height while others who are happy with their cute little heights. For the people who love sports and modeling, tallness is bliss. Here are the top 10 tallest women in the world.The first woman we talk about is from Las Vegas. Born as an American, she’s about 6ft, 5.5 inches tall and is very popular in USA. She’s respected in USA because of her height. Clothes and health maybe a problem to maintain, but it’s just okay when you get fame and respect in return! -
Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies
Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies
Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1980s. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers began offering interest-sensitive non-guaranteed policies.
Guaranteed versus Non-Guaranteed Policies
Today, companies offer a broad range of guaranteed and non-guaranteed life insurance policies. A guaranteed policy is one in which the insurer assumes all the risk and contractually guarantees the death benefit in exchange for a set premium payment. If investments underperform or expenses go up, the insurer has to absorb the loss. With a non-guaranteed policy the owner, in exchange for a lower premium and possibly better return, is assuming much of the investment risk as well as giving the insurer the right to increase policy fees. If things don’t work out as planned, the policy owner has to absorb the cost and pay a higher premium.
Amazing Women
Believing that news is for everyone and all the people have an equal right to receive true and factual information at anytime, anywhere.We are a team of dedicated, vibrant, professional, experienced and energetic people putting our efforts to set new dawn in the field of online journalism. We aim to bring the reality accessible for all and bring the people together for social, economical and political transformation. We are also committed to bring the news instantly when it crops out. We also evaluate and provide comprehensive reporting and commentary on the politics, business, culture, travel, fashion, sports and education of Nepal in an attractive and elegant manner. Our online site is a medium to unite the Nepalese people residing in every nook and corner of the world.

Tips and Tricksnews
Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies
Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1980s. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers began offering interest-sensitive non-guaranteed policies.
Guaranteed versus Non-Guaranteed Policies
Today, companies offer a broad range of guaranteed and non-guaranteed life insurance policies. A guaranteed policy is one in which the insurer assumes all the risk and contractually guarantees the death benefit in exchange for a set premium payment. If investments underperform or expenses go up, the insurer has to absorb the loss. With a non-guaranteed policy the owner, in exchange for a lower premium and possibly better return, is assuming much of the investment risk as well as giving the insurer the right to increase policy fees. If things don’t work out as planned, the policy owner has to absorb the cost and pay a higher premium.
Term Policies
Term life insurance is guaranteed. The premium is set at issue and clearly stated right in the policy. An annual renewable term policy has a premium that goes up every year. A level term policy has an initially higher premium that does not change for a set period, usually 10, 20 or 30 years, and then becomes annual renewable term with a premium based on your attained age.


- See more at: http://www.npnews.tv/2017/03/17/tips-and-tricks-3/#sthash.HJVvdBf2.dpuf
Gautam Kumar Jha @ttacked by friend
Gautam Kumar Jha @ttacked by friend and left for d!e. -
जहाँ पनि खोपिए ट्याटु, ट्याटु सम्मेलनमा देखियो यो दृश्य (भिडियो सहित)
जहाँ पनि खोपिए ट्याटु, ट्याटु सम्मेलनमा देखियो यो दृश्य (भिडियो सहित)
मिडिया एनपी १प्रकाशित मिति: शनिबार, चैत १९, २०७३२०:०८0
173
173
मिडिया एनपी, काठमाडौं, १९ चैत । नेपालमा पछिल्लो समय ट्याटुको सौखिनहरु बढ्दै गइरहेका मात्रै होइनन् यसको सम्मेलनले पनि निरन्तरता पाइरहेको छ ।
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Michelle Obama's Leaked IQ Score Is Shocking
पछिल्लो ७ वर्ष यता नेपालमा ट्याटु सम्मेलन भइरहेका छन् । यस वर्ष पनि सम्मेलनले निरन्तरता पाएको छ । नेपाल ट्याटु प्राइभेट लिमिटेडले काठमाडौंकोसानेपास्थित हेरिटेज गार्डेनमा आयोजना गरेको ट्याटु सम्मेलनमा स्वदेशी तथा विदेशी नागरिकहरुले शरीरका विभिन्न भागमा ट्याटु खोपाएका छन् ।
शनिवार देखि आइतवार (अप्रिल १ देखि २) सम्म चलेको सो सम्मेलनमा किशोरावस्थाका देखि ढल्कँदो युवा अवस्था सम्मका सयौं स्वदेशी विदेशी नागरिकले ट्याटु खोपाएका छन् । सम्मेलनमा सहभागी हुन अमेरिका, अष्ट्रेलिया, स्वीडेन, स्पेन, इण्डोनेसिया, क्यानडा, स्वीटजरल्याण्ड, फ्रान्स, ब्राजिल, थाइल्याण्ड ,भारतबाट सहगभागि छन्।
nepali comedy khichadee 8 part 1 by niraj nepal deviram bhok lagyo nepali hot video by Aama Agni Kumari Media

यौनबारे बलिउड सेलेब्रिटी
काठमाडौँ । सेलेब्रिटी ट्विंकल खन्ना बलिउड अभिनेता अक्षयकुमारकी पत्नी हुन् । ‘मेनस्ट्रिमका मिडिया’मा मात्रै होइन, ‘सोसल साइट’मा पनि आफूलाई लागेका कुरा पोखिहाल्ने ट्विंकलले यौनजीवनबारे बोल्न पनि कन्जुस्याइँ गरिनन् । उनले भनेकी छिन्, ‘सेक्स हरेक उमेरमा आवश्यक हुन्छ । अक्षयको जुन कुराले मलाई आकर्षित गथ्र्यो, त्यो समयसँगै बदलिएको छ ।’ हालै एउटा टेलिभिजन अन्तर्वार्तामा उनले खुलेर ‘सेक्स स्टेटमेन्ट’ दिएकी हुन् । अक्षय र ट्विंकल १६ वर्षदेखि श्रीमान्–श्रीमतीको सम्बन्धमा छन् ।अभिनेता साहिद कपुरले पनि यौनबारे खुलेर कुरा गरेका छन् । हालसालैको एक साक्षात्कारमा उनी यतिसम्म खुले कि ‘सेक्सका लागि अभिनयसम्म छाडिदिन सक्छु,’ भने । दिल्लीकी मीरा राजपुतसँग साहिदले विवाह गरेको धेरै भएको छैन ।
सिंगल लाइफ बिताइरहेकी नरगिस फाखरीले पनि सम्बन्धमा सेक्स निकै आवश्यक भएको बताएकी छिन् । सेक्सकै कमी हुन थालेपछि सम्बन्ध तोड्दा नै राम्रो हुने सुझाबसमेत दिएकी छिन् ।
बलिउडमा निकै चलेका हिरो रणवीर सिंहले सधैँ पर्समा कन्डम राख्ने खुलासा गरेका छन् । एक नारीको स्थानमा रहेर विद्या बालनले भनेकी छिन्, ‘हामीलाई पनि सेक्सको आवश्यकता पर्छ, जति एक पुरुषलाई हुन्छ ।’ तर, प्रियंका चोपडाले भने ‘बच्चा जन्माउनुभन्दा अन्य कारणले कुनै पनि पुरुषलाई आफ्नो जीवनमा प्रवेश हुन दिन्नँ,’ भनेकी छिन् ।
दीपिका पादुकोणले भने शारीरिक सम्बन्धलाई मात्रै सेक्स भन्न नमिल्ने तर्क गरेकी छिन् । उनले तर्क गरिन्– सेक्समा भावना पनि जोडिन आवश्यक छ । लामो समयदेखि वैवाहिक जीवन बिताइरहेका अभिनेता गोविन्दाले भने विवाहपछि पनि बाहिरी सम्बन्ध रहेको खुलाएका छन् । अर्जुन कपुरको दृष्टिकोणमा भने प्रेमभन्दा सेक्स आवश्यक छ ।
बलिउडका निकै चर्चित अभिनेता सलमान खान गर्लफ्रेन्ड बदलिरहने, तर बिहे गर्न मन नगर्ने सेलेब्रिटीको रूपमा चिनिन्छन् । तर, उनले अझै पनि आफूलाई ‘भर्जिन’ दाबी गर्न भने छाडेका छैनन् । ‘मैले आफ्नो भर्जिनिटी विवाह गर्ने महिलाका लागि जोगाएर राखेको छु,’ उनले भने । अभिनेत्री स्वरा भास्करले आफूलाई मन पर्ने मानिससँग सेक्स गर्दा निकै रोमाञ्चक हुने स्टेटमेन्ट दिँदा इमरान हासमीले भने विवाह भएपछि ‘वान नाइट स्ट्यान्ड’लाई मिस गर्ने बताएका छन् । सोनम कपुरले क्याजुअल सेक्समा विश्वास नगर्ने धारणा राख्दा आलिया भट्टले ‘द क्लासिक मिसिनरी’ सेक्स पोजिसन मनपर्ने बताइन् । नयाँ पत्रिकाबाट
सिंगल लाइफ बिताइरहेकी नरगिस फाखरीले पनि सम्बन्धमा सेक्स निकै आवश्यक भएको बताएकी छिन् । सेक्सकै कमी हुन थालेपछि सम्बन्ध तोड्दा नै राम्रो हुने सुझाबसमेत दिएकी छिन् ।
बलिउडमा निकै चलेका हिरो रणवीर सिंहले सधैँ पर्समा कन्डम राख्ने खुलासा गरेका छन् । एक नारीको स्थानमा रहेर विद्या बालनले भनेकी छिन्, ‘हामीलाई पनि सेक्सको आवश्यकता पर्छ, जति एक पुरुषलाई हुन्छ ।’ तर, प्रियंका चोपडाले भने ‘बच्चा जन्माउनुभन्दा अन्य कारणले कुनै पनि पुरुषलाई आफ्नो जीवनमा प्रवेश हुन दिन्नँ,’ भनेकी छिन् ।
दीपिका पादुकोणले भने शारीरिक सम्बन्धलाई मात्रै सेक्स भन्न नमिल्ने तर्क गरेकी छिन् । उनले तर्क गरिन्– सेक्समा भावना पनि जोडिन आवश्यक छ । लामो समयदेखि वैवाहिक जीवन बिताइरहेका अभिनेता गोविन्दाले भने विवाहपछि पनि बाहिरी सम्बन्ध रहेको खुलाएका छन् । अर्जुन कपुरको दृष्टिकोणमा भने प्रेमभन्दा सेक्स आवश्यक छ ।
बलिउडका निकै चर्चित अभिनेता सलमान खान गर्लफ्रेन्ड बदलिरहने, तर बिहे गर्न मन नगर्ने सेलेब्रिटीको रूपमा चिनिन्छन् । तर, उनले अझै पनि आफूलाई ‘भर्जिन’ दाबी गर्न भने छाडेका छैनन् । ‘मैले आफ्नो भर्जिनिटी विवाह गर्ने महिलाका लागि जोगाएर राखेको छु,’ उनले भने । अभिनेत्री स्वरा भास्करले आफूलाई मन पर्ने मानिससँग सेक्स गर्दा निकै रोमाञ्चक हुने स्टेटमेन्ट दिँदा इमरान हासमीले भने विवाह भएपछि ‘वान नाइट स्ट्यान्ड’लाई मिस गर्ने बताएका छन् । सोनम कपुरले क्याजुअल सेक्समा विश्वास नगर्ने धारणा राख्दा आलिया भट्टले ‘द क्लासिक मिसिनरी’ सेक्स पोजिसन मनपर्ने बताइन् । नयाँ पत्रिकाबाट
Top 10: Cruel Things Women Do To Men || video
Posted by Dhruba shrestha April 1, 2017 :
Men get plenty of blame for being promiscuous and superficial when it comes to women, but let's face it — women are guilty of their share of nasty shenanigans, too. Here are 10 ways that women can be uniquely cruel to guys. If your lady-friend is resorting to any of this type of behavior, you should feel free to call her out on it and refuse to put up with it. Here are Top 10: Cruel Things Women Do To Men.
Men get plenty of blame for being promiscuous and superficial when it comes to women, but let's face it — women are guilty of their share of nasty shenanigans, too. Here are 10 ways that women can be uniquely cruel to guys. If your lady-friend is resorting to any of this type of behavior, you should feel free to call her out on it and refuse to put up with it. Here are Top 10: Cruel Things Women Do To Men.
OK Masti Talk With Priyanka Karki
Listen to the new movie song Mero Man Ma from the movie APARICHIT. The actors in this video are Prajwol Giri, Sarika K.C. And it was directed by Rupesh Thing. The music was given by Sagar Pariyar, and edited by Prabin Dhakal.
Nepali Artist’s linkup and breakup
The experience of being entertained has come to be strongly associated with amusement, so that one common understanding of the idea is fun and laughter, although many entertainments have a serious purpose. This may be the case in the various forms of ceremony, celebration, religious festival, or satire for example. Hence, there is the possibility that what appears as entertainment may also be a means of achieving insight or intellectual growth. -

म्यादी प्रहरी तालिममै गयो तीनजनाको ज्यान
काठमाडौं, २० चैत । स्थानीय तह निर्वाचनका लागि म्यादी प्रहरीमा भर्ना हुनका लागि तालिममा रहेका तीन जनाको मृत्यु भएको छ । बाँके, मोरङ र खोटाङमा गरी तीनजनाको मृत्यु भएको हो ।
आजको राजधानी दैनिकमा खबर छ– नेपालगन्जमा म्यादी प्रहरी छनोटका क्रममा दौड परीक्षा दिएका बाँके बैजापुर–१ का २९ वर्षीय टोलबहादुर थारुको मृत्यु भएको हो । जिल्ला प्रहरी कार्यालय बाँकेका प्रमुख प्रहरी उपरीक्षक (एसपी) टेकप्रसाद राईका अनुसार, शनिबार दिउँसो लिइएको दौड परीक्षा पूरा गरेको केही समयमा थारुको मृत्यु भएको हो ।
दौड पूरा गरेपछि रिंगटा लागेर उनी ढलेका थिए । त्यसक्रममा मुखबाट फिँज आएपछि उपचारका लागि स्थानीय भेरी अञ्चल अस्पताल पु¥याएको केही क्षणमै उनको मृत्यु भएको थियो ।
यसैगरी, म्यादी प्रहरीमा छनोटमा पर्न दौडने क्रममा बेहोस भएर ढलेका खोटाङको केपीलासगढी गाउँपालिका–५ सप्तेश्वरका २४ वर्षीय किशोरकुमार निरौलाको पनि शनिबार साँझ मृत्यु भएको छ । दिक्तेलस्थित हस्पिटलचोकबाट हल्छेढुंगासम्म दौडने क्रममा बीच बाटोमा ढलेका निरौलालाई उपचारका लागि जिल्ला अस्पताल खोटाङ पु¥याइएको थियो । राससका अनुसार अस्पतालमा उपचार हुँदाहुँदै करिब दुई घन्टापछि उनको मृत्यु भएको हो ।
यस्तै, विराटनगर–१६ का तुलसी राजवंशीको पनि दौडने क्रममा लडेर मृत्यु भएको प्रहरी नायव महानिरीक्षक रमेश भट्टराईले जनाकारी दिए ।
Only 3% Of People Have The Letter X On Their Both Hands Here’s What It Means About Your Destiny! -
In fact last recognized historical record of this technique is mentioned in Great Alexanders era where the royal consultants have actually suggested that the terrific Alexander will be the greatest leader in the era due to the fact that he had 2 plainly visible letter Xs in both palms.
STI university in Moscow (Russia) revealed their most current term paper on “X palm mystery and Spirit Science formula” which studied more than 2 Mn million people throughout the world to understand the link in between the letter X and the destiny of subjects. They reveal on their paper that everybody with letter X on their both palms were the most impressive individuals they found among 2 Mn topics, that included Russian president Vladimir Putin and Abraham Lincoln.
People with letter Xs on both hands are the strongest characters and their destiny is constantly the finest which never needs preparation. While some people may prepare for success all day, people with “double X” palm do not need any strategy to prosper.
Its simply a matter of time for them. Its matter of time till their fate immediately forms into special energy cycle which makes the person “among the best amongst the rest” before they pass away.
These talented individuals are unique people with whom you have to be extremely mindful due to the fact that they notice you from a far. They are doubly conscious on everything and no one can cheat them in away.
You can’t lie and betray individuals with “X” on their both palms since their fate is so strong and shaped such a method that the lair or the one betrays will never be successful doing so. If not find their life unpleasant after a while.
Individuals with Letter X on their palms are likewise physically extremely strong. Although they might not look like the greatest all the time, they are the least vulnerable to infectious deceases, research study reveal.
They can alter their life in a breeze and can make a change in somebody else’s life in no time.
Letter “X” Prophetic Qualities
-Highly Effective
-Sharpest of all
-Greatest leaders
-Individuals never be forgotten after death
- See more at: http://www.npnews.tv/2017/03/12/only-3-of-people-have-the-letter-x-on-their-both-hands-heres-what-it-means-about-your-destiny/#sthash.atEUTLGK.dpuf
Founder chairman of Naya Shakti Babauram & ck Raut
Former Prime Minister and Naya Shakti Nepal Coordinator Baburam Bhattarai on Sunday said CPN-UML Chairman KP Sharma Oli and Madhes secession advocate CK Raut were “two sides of the same coin.” Speaking with journalists at the Janakpur Airport in Dhanusha district today, Bhattarai said both the leaders held extremist views at polar oppositions and both were responsible for pushing the nation into a further crisis.
“Extremist trends like that of CK Raut have thrived due to the failure to address discontents of the Madhesi people,” he explained, “Oli has been just cultivating these trends further.” The former Maoist leader was of the view that a Constitution amendment was a must to address demands of the Madhes region. “The country will have more complexities if it heads towards polls without addressing the Madhes demands,” he said, explaining the polls could not solve the current political crisi
Model Rina Thapa Magar -Interview
Entertainment is a form of activity that holds the attention and interest of an audience, or gives pleasure and delight. It can be an idea or a task, but is more likely to be one of the activities or events that have developed over thousands of years specifically for the purpose of keeping an audience’s attention. Although people’s attention is held by different things, because individuals have different preferences in entertainment, most forms are recognisable and familiar. Storytelling, music, drama, dance, and different kinds of performance exist in all cultures, were supported in royal courts, developed into sophisticated forms and over time became available to all citizens. The process has been accelerated in modern times by an entertainment industry which records and sells entertainment products. Entertainment evolves and can be adapted to suit any scale, ranging from an individual who chooses a private entertainment from a now enormous array of pre-recorded products; to a banquet adapted for two; to any size or type of party, with appropriate music and dance; to performances intended for thousands; and even for a global audience.
The experience of being entertained has come to be strongly associated with amusement, so that one common understanding of the idea is fun and laughter, although many entertainments have a serious purpose. This may be the case in the various forms of ceremony, celebration, religious festival, or satire for example. Hence, there is the possibility that what appears as entertainment may also be a means of achieving insight or intellectual growth.
Sriti Jha Of ‘Kumkum Bhagya’ belongs to Nepal?
Kathmandu, 1st April: There are many actors in India who remain in the controversy because of their birthplace. Take Udit Narayan Jha for example. He is always marred in controversy for his opinion on being either Nepali or Indian.
But today we are talking about someone else who was born in Nepal and is going places. Sriti Jha who has become household name with her onscreen name Pragya from ‘Kumkum Bhagya’ was born in Sarlahi, Nepal. Born on February 26, 1986, in the town of Sarlahi, Nepal, she made her debut with the role of Malini Sharma in Dhoom Machaao Dhoom.
But few media also reports her birthplace to be Bihar. She has done her schooling from Modern Indian School, Kathmandu.
Kapil sharma show postponed
The mid-air fight between Kapil Sharma and Sunil Grover has snowballed into a full-fledged controversy. The audience and fans earlier speculated that all the brouhaha might just be a public gimmick to breathe new life into the show. Even as controversies kept piling around the show, we saw a confident Kapil endeavouring to hold the show together. The comedian-actor not only invited ace comedians including Raju Srivastav and Sunil Pal but also took a dig at that infamous brawl on the flight, during the last episode. But, in this whole saga of Kapil Sharma vs Sunil Grover, Kapil seems to be paying the price of the whole controversy.
The show has witnessed a steep fall in week 12 (March 18-24), according to a data released by BARC. In week 12, the show has witnessed around 5.3 million impressions in comparison to 6 million impressions during the last week. There’s more. The show is out of the top 10 Indian TV shows ranking. It now stands at number 11. The top five shows include – Naagin Season 2, Yeh Rishta Kya Kehlata Hai, Kumkum Bhagya, Taarak Mehta Ka Ooltah Chashmah and Shani. In the last week, The Kapil Sharma Show had secured a fourth place behind only Naagin Season 2, Yeh Rishta Kya Kehlata Hai, Kumkum Bhagya and Taarak Mehta Ka Ooltah Chashmah. During the last three months of 2017, the show has been able to maintain a healthy 6.4 million impressions.
Be careful, chewing gum can be d@nger*ous
Chewing gum is a soft, cohesive substance designed to be chewed without being swallowed. Modern chewing gum is composed of gum base, sweeteners, softeners/ plasticizers, flavors, colors, and, typically, a hard or powdered polyol coating. Its texture is reminiscent of rubber because of the physical-chemical properties of its polymer, plasticizer, and resin components, which contribute to its elastic-plastic, sticky, chewy characteristics.
Interview with Aashma Biswokarma (The Cartoonz Crew Member) -
Here we talk with B-boying queen Aashma Biswokarma. She is one of the best female b-boying dancer of Nepal. In this video we will talk about her past presend and future of b-boying carrier. -
Deepak &Barsa Raut Daughter
Barsha Raut is one of the busiest
Nepali models in recent years who has
constantly ruled the music videos and
ramp modeling past few months .Most of
her music videos are successful because
of her beauty and talent.Although
Although Barsha is not new in the
industry, she had acted in movies like
Basaai and Maya Marechha some years
back before she was busy on her study
for few years , she was seen on some
ramp modeling like in the shows of
London Fashion House even while she was
studying. Barsha has a beautiful
outlook including tall and photogenic
body and she knows how to face camera
as well. Some of her popular music
videos include Aagoko Raaple by Sabitri
Khatri, Pamod Kharel’s Papi Man,
Manaraj Nakarmi’s pahilo Kiran, Junu
Rijal’s Mayama Phohor etc.Impressed by
her talent While working for the music
video of Aagoo Raple, Sabitri signed
her in the upcoming movie Black and
White.Barsha is also active on social
networking as she frequently updtes her
work related photos and status through
her Facebook. Recently Barsha has been
busy on the shooting of feature Nepali
movie “Love Birds” opposite model Poul
Shah.Check out some photos of hot and
beautiful Nepali model actress Barsha
Raut.
- See more at: http://www.npnews.tv/2017/02/03/deepak-barsa-raut-daughter/#sthash.asFplNEB.dpuf
10 People inThe World with Strange $@x Organs
Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies
Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1980s. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers began offering interest-sensitive non-guaranteed policies.
Guaranteed versus Non-Guaranteed Policies
Today, companies offer a broad range of guaranteed and non-guaranteed life insurance policies. A guaranteed policy is one in which the insurer assumes all the risk and contractually guarantees the death benefit in exchange for a set premium payment. If investments underperform or expenses go up, the insurer has to absorb the loss. With a non-guaranteed policy the owner, in exchange for a lower premium and possibly better return, is assuming much of the investment risk as well as giving the insurer the right to increase policy fees. If things don’t work out as planned, the policy owner has to absorb the cost and pay a higher premium.
Bugs is giving a problem? How to get rid?
Even the thoughts of bugs and other poisonous insects will take all the sleep. Bug bite gives allergy, itching and swell in body. Bugs is small and easily hiding insects , so it is almost impossible to finish it by searching.bug
A single mother bugs will give 500 eggs during it’s lifetime. Those eggs again will give the birth to another 500 eggs. In this way, the population keeps on increasing and makes a flocks of it in a house. So, it is very difficult to control and get id from this with the more delay. It is very difficult to eradicate bugs because they can live for long time without having food.
Some home remedies to control Bugs:
Mint:
Bugs can not tolerate the smell of mint. So, keep some mint leaves nearby your bed. If you have children in your home, then keep mint leaves in their room too. Also can use mint leaves as a body cream by beating them which will safeguard from bugs bite.
Red Chili:
The smell of red chili is also a prevention from bugs. You can make the spray of red chili and spray out at bugs stay places. This will passive the bugs.
- See more at: http://www.npnews.tv/2016/11/03/bugs-is-giving-a-problem-how-to-get-rid/#sthash.WYFxJo98.dpuf
Mero Budo Sanga Sutera Hidne ?
Fun is the enjoyment of pleasure, particularly in leisure activities. Fun is an experience — short-term, often unexpected, informal, not cerebral and generally purposeless. It is an enjoyable distraction, diverting the mind and body from any serious task or contributing an extra dimension to it. Although particularly associated with recreation and play, fun may be encountered during work, social functions, and even seemingly mundane activities of daily living. It may often have little to no logical basis, and opinions on whether or not an activity is fun may differ. A distinction between enjoyment and fun is difficult but possible to articulate, fun being a more spontaneous, playful, or active event. There are psychological and physiological implications to the experience of fun. -
10 Tribes That Never Evolved
Believing that news is for everyone and all the people have an equal right to receive true and factual information at anytime, anywhere.We are a team of dedicated, vibrant, professional, experienced and energetic people putting our efforts to set new dawn in the field of online journalism. We aim to bring the reality accessible for all and bring the people together for social, economical and political transformation. We are also committed to bring the news instantly when it crops out. We also evaluate and provide comprehensive reporting and commentary on the politics, business, culture, travel, fashion, sports and education of Nepal in an attractive and elegant manner. Our online site is a medium to unite the Nepalese people residing in every nook and corner of the world. -
Jacqueline Fernandez’s Towel Dance
Miss Sri Lanka Universe 2006 who became a Bollywood star with acclaimed roles in the Aladin, Murder 2 and Race 2. She won the IIFA Award for Star Debut of the Year and also received the Stardust Award for Best Exciting Face. BEFORE FAME After her appearance in the Miss Universe contest in 2006, she was offered a role in the Bollywood film Aladin, where she played a role based on Disney’s Princess Jasmine. TRIVIA In addition to her Bollywood career, she anchored the Sri Lankan television business program and wrote a weekly column with the country’s Daily Mirror newspaper. FAMILY LIFE She was born in Colombo, Sri Lanka, and moved to Bahrain with her family at the age of three. -
Two teenage girls are stoned to death by ISIS after they were found in a house with two men –
Two teenage girls have been stoned to death by ISIS extremists after they were found in a house with two men – who were each flogged 50 times.
The girls, Hasna, 17, and Madiha, 16, were accused of committing adultery and executed in front of a crowd of hundreds in Deir ez-Zor city, eastern Syria.
Two older men were then sentenced to 50 lashes – also in public – after being identified by a Sharia Court as Abu Zubair al-Idlbi and Maher Hameed.
According to the International Business Times, the Sharia Court said in a statement that the teenagers were arrested in a home ‘with two strangers’.
The website quotes local activist Ahmed Ramadan as telling ARA News: ‘The execution took place in the Hamidiya district of Deir ez-Zor on Tuesday afternoon, where hundreds of people gathered to witness the stoning of the two young girls.
‘The decision of the Sharia Court raised the anger of Deir ez-Zor’s residents, who considered it unfair to kill the two girls by stoning and merely flog the men and set them free.’
Last week it was reported that four women were stoned to death for ‘committing adultery’ after being raped by ISIS fighters.
The victims were arrested even though ISIS militants are said to have caught them being abused during a raid in the city of Mosul.
They were brought before a sharia court which ordered them to be publicly executed without giving any details about their alleged abusers.
The four women were stoned to death in front of a large crowd, according to local sources.
Media activist Abdullah al-Malla Syrian press agency ARA News: ‘The four women were most likely exposed to sexual abuse at the hands of ISIS militants before being driven out of their homes and transferred to the Sharia Court.
‘Apparently, the victims had been raped by ISIS jihadis and then stoned to death on charges of committing adultery.’
- See more at: http://www.npnews.tv/2017/02/04/two-teenage-girls-are-stoned-to-death-by-isis-after-they-were-found-in-a-house-with-two-men-who-were-each-flogged-50-times/#sthash.34hgqEVY.dpuf
Jen Plucking Armpits
In 2010, Comedy Central put Workaholics into development after executive Walter Newman saw a series of comedy videos posted on YouTube by Mail Order Comedy, a sketch group starring Adam DeVine, Blake Anderson, and Anders Holm. Drawing on the same fast and loose humor of their sketches, DeVine, Anderson, and Holm worked with Comedy Central to mold their comedy into the more structured and narrative form of Workaholics, now in its seventh and final season. Three years later, Comedy Central brought the hilarious and strange Funny or Die web series Drunk History to television. Shortly after, Broad City premiered on Comedy Central. The scripted comedy about two best friends vaping and zig-zagging their way through life in New York City became a quick critical smash. But it didn’t come out of nowhere. Co-creators and stars Abbi Jacobson and Ilana Glazer independently produced Broad City as a short-form web series from 2009 to 2011, working their connections in the improv world of Upright Citizens Brigade to land top-notch talent despite working on a shoestring budget. -
Where is permissible to contact his wife having $@x after married -
At least for humans, this most basic of acts is anything but basic. As the pioneering $@x researcher Alfred Kinsey put it, the only universal in human $@xuality is variability itself. Within the universe of intimacy and pleasure that $@x affords, however, there’s a lot of room for error. From the behavior itself to our $@xual identifications and associations, $@x never fails to be a provocative topic. Most people are affected by $@xual problems at some point in their lives and safety of the body and mind is always a concern. Though the global jury may remain hung over $@x’s moral and political implications, we can all come to at least one consensus: It’s why we’re alive today and it’s the first thing future generations depend on. - See more at: http://www.npnews.tv/2017/03/10/where-is-permissible-to-contact-his-wife-having-x-after-married/#sthash.YDD9Kwt4.dpuf
Ram Bahadur Bomjon a mysterious person
Ram Bahadur Bomjon also known as Palden Dorje (his monastic name) and now Dharma Sangha, is from Ratanapuri, Bara district, Nepal.
He drew thousands of visitors and media attention by spending months in meditation. Nicknamed the Buddha Boy, he began his meditation on May 16, 2005. He told them he had left his meditation place, where large crowds had been watching him, “because there is no peace”. He then went his own way and reappeared elsewhere in Nepal on December 26, 2006, but left again on March 8, 2007. On March 26, 2007, inspectors from the Area Police Post Nijgadh in Ratanapuri found Bomjon meditating inside an underground chamber of about seven square feet.
Buddhist background
Bomjon is a member of the Tamang community.[1] His story may have gained popularity because it resembles an episode in the life of the historical Buddha, although Bomjon himself has rejected such comparisons: “Tell the people not to call me a Buddha. I don’t have the Buddha’s energy. I am at the level of a rinpoche.”[1] Mahiswor Raj Bajracharya, the president of the Nepal Buddhist Council, has stated likewise: “We do not believe he is Buddha. He does not have Buddha’s qualities”.
His mother’s name is Maya Devi Tamang, the same first name as Buddha’s mother. It is reported that his mother fainted when she found out that her son intended to meditate for an indefinite period.
Na Aamako Maya Paaye – Jigme Chhyoki Ghising
Entertainment is a form of activity that holds the attention and interest of an audience, or gives pleasure and delight. It can be an idea or a task, but is more likely to be one of the activities or events that have developed over thousands of years specifically for the purpose of keeping an audience’s attention. Although people’s attention is held by different things, because individuals have different preferences in entertainment, most forms are recognisable and familiar. Storytelling, music, drama, dance, and different kinds of performance exist in all cultures, were supported in royal courts, developed into sophisticated forms and over time became available to all citizens. The process has been accelerated in modern times by an entertainment industry which records and sells entertainment products. Entertainment evolves and can be adapted to suit any scale, ranging from an individual who chooses a private entertainment from a now enormous array of pre-recorded products; to a banquet adapted for two; to any size or type of party, with appropriate music and dance; to performances intended for thousands; and even for a global audience.
The experience of being entertained has come to be strongly associated with amusement, so that one common understanding of the idea is fun and laughter, although many entertainments have a serious purpose. This may be the case in the various forms of ceremony, celebration, religious festival, or satire for example. Hence, there is the possibility that what appears as entertainment may also be a means of achieving insight or intellectual growth.
New video by Tirsana Budhathoki
Tirsana Budhathoki is the popular topic these days on the media. She is one of the model and singer as well who has done lots of song and videos and her many interview video are also being viral on the social sites.
Here is the another interview video of Tirsana with Tea Time Music. Even in this video you can her terr*ific actions and the same way she is answering as in the other videos. She introduce herself as a top h*ot and s*xy model of the industry and she tells that no one can compete her and she is been doing lots of $tr*uggle to reach this place.
She even tells that she is confident about her work, whatever she does whether it is n*aked photo shoot or s*xy video she loves and is confident about her work. And in this video she tells that being n*aked is also one of the art, it should suit the condition and the situation and she will do this whenever she should do and she has been doing many such shoots already and she tells that she is already a top model and she doesn’t need to be n*aked to be popular. This is one of the art of her and she is confident about her work. You can listen the entire interview on this video below.

साप्ताहिक रासिफल
मेष (चू,चे,चो,ला,लि,लू,ले,लो,अ)
आन्तरिक यात्राको तय हुँनेछ भने गन्तब्यमा पुग्नको लागि बिभिन्न चुनौतिहरुको पार गर्नुपर्नेछ । माया प्रेममा धोका तथा पति पत्निबिचको सम्बन्धमा सामान्य मनमुटाब बढ्नेछ । व्यापार व्यावसायमा नाँफा कमाउन निकैनै समय खर्चिनु पर्नेछ । आफन्त,छिमेकि,दाजुभाईबाट धोका तथा बिश्वासघात हुँनेछ काम गर्दा ध्यान दिनुहोला । आर्थिक कारोबार बिग्रने हुँदा काममा असजिलो महशुष हुँनेछ । साथिभाईहरुको गलत संगतले नकरात्मक सोचको बिकास हुँनेछ भने नियम बिपरित काम गर्न उक्साउनेहरु सक्रिय रहनेछन् । घर जग्गा तथा गाडि घोडाको व्यावसायबाट केहिमात्रमा लाभ लिन सकिनेछ । राजनिति तथा समाजसेवामा जनताको आलोचनात्मक समर्थन प्राप्त हुँनेछ । कृषि,सहकारि तथा पशुपालन व्यावसायलाई आधुनिकिकरण गरि केहि मात्रामा लाभ लिन सकिनेछ । साना तिना स्वास्थ्य सम्बन्धि समस्याले सताउँनेछन् । बिद्या तथा प्रतिश्पर्धामा सफलता प्राप्त गर्न अलि बढिनै संघर्ष गर्नुपर्नेछ ।
बृष (ई,ऊ,ए,ओ,वा,वी,वू,वे,वा)
पढाई लेखाईमा राम्रो प्रगति हुनेछ भने बौद्धिक कार्यमा सहभागि भई आफ्नो गतिलो प्रश्तुति पस्कने अवसर प्राप्त हुनेछ । परिवार तथा सन्तानबाट तपाईले गरेको काममा सहयोग हुनेछ । माया प्रेममा बिश्वासको बाताबरण बढेर जानेछ भने पति पत्निबिच मायाको डोरो झनै कसिलो हुनेछ । न्यायलयबाट हुने न्यायिक निर्णयहरु तपाईकै पक्षमा हुनेछन् । बादबिवाद, प्रतिश्पर्धा तथा मुद्दा मामिलामा तपाईकै जित निश्चित छ । उद्योग व्यापार व्यावसायबाट मनग्गे आम्दानि हुने हँुनाले मन प्रशन्न रहनेछ । लेखन कलाको बिकाश हुनेछ भने लेखेरै आफ्ना कुराहरु जनमानसमा लैजान सकिनेछ । पराक्रम बडेर जानुका साथै कामहरु समयमा बन्नेछन् । छिमेकि दाजुभाई तथा आत्मिय मित्रहरुबाट भने जस्तो आर्थिक तथा भावनात्मक सहयोग मिल्नेछ । आईतबार तथा शनिबारको समय मध्ययम रहेकोले बोल्दा ख्याल गर्नुहोला बोलिको गलत अर्थ लाग्न सक्छ । कामहरु बिग्रने तथा समयमा गर्न नसकिने हुँदा मान सम्मानमा दाग लाग्न सक्छ ख्याल गर्नुहोला ।
मिथुन (का, की, कू ,घ, ङ, छ ,के,को,हा)
समय राम्रो रहेकोले बैदेशिक क्षेत्रमा समय खर्चिने हरुले प्रशस्त रुपैया पैसा कमाउँन सक्नेछन् । राजनिति तथा समाजसेवामा समय दिनेहरुका लागि जनताबाट प्रत्यक्ष सहभागिता सहितको समर्थन पाईने हुँनाले समाज परिवर्तन गर्न जोस जागर बढेर आउँनेछ । समस्याका पर्खालहरु बिस्तारै ढल्दै जाने तथा सत्रु परास्त हुनेछन् । गित संगित तथा मोडलिङ पेशा व्यावसाय अगाल्नेहरुले आजको दिन मनग्गे आम्दानि गर्न सक्नेछन् । सभा समारोहमा सहभागि भई आत्मिय मित्रहरुका साथ मिष्टान्न भोजन ग्रहण गर्दै दिन कटाउँन सकिनेछ । आफुले माया गर्ने मान्छेलाई मन मुटुमा राख्न सकिने तथा सँगै बसेर भलाकुसारि गर्ने अवसर प्राप्त हुँनेछ । कुटुम्बसँग मिलेर गरिने कुनै पनि व्यावसायबाट प्रशस्त लाभ लिन सकिनेछ । दाजुभाई तथा छिमेकिसँग गरिने व्यावसाय फस्टाएर जाने हुनाले प्रशस्त नाफा कमाउँन सकिनेछ भने अरुलाई प्रभाबित पारेर सजिलै काम लिन सकिनेछ । बिद्यामा सफलता प्राप्त हुनेछ भने छोटो तथा रमाईलो यात्राको तय हुनेछ । जिवन शैलिमा सुधार हुनुको साथै समयको महत्व बुझ्दा अगाडि बढ्न सहज हुनेछ ।
कर्कट (ही,हू ,हे,हो,डा,डी,डु,डे,डो)
बुधबार सम्मको समय मध्ययम रहेकोले साना तिना कामका अल्झनु पर्दा पढाई लेखाईमा समय दिन सकिने छैन । कमर्शियल निर्णयहरु आजको दिन धाति राख्नु होला किनकी व्यापार व्यावसायमा घाटा लाग्ने योग रहेको छ । बैदेशिक यात्रा तथा यात्रासँग सम्बन्धित कामहरु हुनेछन् । स्वास्थ्य सम्बन्धि सामान्य समस्याले सताउने हुँदा खानपानमा बिशेष ध्यान दिनुहोला । पढाई लेखाईमा राम्रो नतिजा ल्याउँन प्रशस्त समय खर्चनु पर्नेछ । सुधारात्मक कार्यमा खर्च बड्नेछ भने अनाबस्यक ठाउमा बल तथा बुद्धि प्रयोग हुनेछ । बिहिबार बिहानदेखि समय तपाईकै पक्षमा आउँने हुँनाले मान सम्मान तथा ईज्जत प्रतिश्ठामा बृद्धि भएर जानेछ भने महत्वपुर्ण जिम्मेवारि सम्पादन गर्ने जिम्मा तपाईको काँधमा आउनेछ । कला,साहित्य तथा नृत्य प्रतियोगितामा सहभागि भई प्रतिश्पर्धिहरुलाई हराई नतिजा आफ्नो पोल्टोमा पार्न सकिने हुँनाले आफन्त तथा साथिभाईहरु खुसि हुनेछन् । सांगितिक माहोलमा जमघट भई मिष्टान्न भोजन ग्रहण गर्ने अवसर प्राप्त हुनेछ । माया प्रेमको बन्धन कसिलो भएर जाने योग रहेकोछ ।
सिहं (मा,मी,मू,मे,मो,टा,टी,टू,टे)
हप्ताको पहिलो दिन आईतबार कार्य सम्पादन गर्ने सवालमा समाजका अग्रज तथा बिशिष्ट ब्याक्तिहरु सँग भेटघाट हुनेछ । नयाँ नयाँ काम पाउँने तथा नोकरिमा बढुवा हुने योग रहेको छ । सोमबारदेखि समय मध्ययम रहेकोले व्यापार व्यावसायमा लगानि गर्ने वाताबरण नरहेकोले पर्ख र हेरको रणनिति अपनाउँनु नै ठिक हुँनेछ । काममा तथा आय आम्दानि हुने ठाउँमा सत्रुका आखा लाग्न सक्छन् ध्यान दिएर काम गर्नुहोला । आम्दानि भन्दा खर्च बढ्ने हुनाले आर्थिक ब्याबस्थापन गर्न कठिन हुनेछ । पढाई लेखाईमा मन नजादा यो हप्ता अरुभन्दा पछि परिनेछ । माया प्रेममा धोका हुँनेछ भने पति पत्निबिच बिवाद सिर्जना हुँनेछ । बिदेशबाट आयात हुने सामानको व्यापार व्यावसायबाट प्रशस्त नाँफा कमाउँन सकिनेछ भने बैदेशिक यात्रा तथा यात्रासँग सम्बन्धित कामहरु हुनेछन् । स्वास्थ्य सम्बन्धि सामान्य समस्याले सताउने हुँदा उपचार खर्च बढेर जानेछ । सामाजिक काममा मन जानभएपनि जनताको समर्थन नपाउँदा कामहरु अथुरै रहनेछन् ।
कन्या (टो,पा,पी,पु,ष,ण,ठ,पे,पा)
हप्ताको पहिलो दिन अर्थात आईतबार शैक्षिक तथा धार्मिक यात्राको प्रशस्त सम्भावना रहेको छ । मठ मन्दिर तथा धार्मिक अनुष्ठानको यात्राको तय हुँनेछ । निर्णायक पदमा हुनुहुन्छ भने आज गरिने निर्णयहरु राष्ट्रको पक्षमा हुँनेछन् । सोमबारदेखि समय मध्यमय रहेकोले प्रशासनिक काम गर्दा ध्यान दिनुहोला राज्यबाट गलत आक्षेप लगाउनेहरु सक्रिय हुनेछन् । सामाजिक कामको सिलसिलामा ब्यास्त हुँने समय रहेको भएपनि प्रतिफल शुन्य जस्तै हुँनेछ । प्रतिश्पर्धिहरु हरेक क्षेत्रमा हावि हुँने हुँनाले समयमा काम सकाउन मुस्किल पर्नेछ । अध्ययन तथा अनुशन्धानको क्षेत्र कमजोर हुने हुँनाले तपाईको कमजोरिको अरुले फाईदा उँठाउन सक्छन् । माया प्रेम तथा पति पत्निबिचमा अरुको नकारात्मक टिका टिप्पणीले अबिस्वास पैदा हुनेछ ख्याल गर्नुहोला । खानपिन तथा मनोरञ्जन गर्दा ध्यान नदिए स्वास्थ्य सम्बन्धि समस्या आउँन सक्छ । हप्ताको अन्त्यमा लामो दुरिको बैदेशिक यात्राको तय हुँनेछ ।
तुला ( रा,री,रु,रे,रो,ता,ती,तू ,त)
समय उत्तम रहेकोले लामो दुरिको धार्मिक तथा शैक्षिक यात्राको प्रशस्त सम्भावना रहेको छ । आत्मिय मित्र तथा शुभचिन्तकहरुको साथ पाईने हुँनाले जस्तो सुकै चुनौतिको पनि सामना गर्न सहज हुनेछ । प्रेम प्रशङमा दिन बित्ने तथा माया प्रेमको डोरो कसिलो भएर जानेछ । पति पत्नि बिचको सम्बन्ध सुदृड हुनुको साथै माया प्रेमको गाठो गसिलो भएर जानेछ । निर्णय क्षमतामा बृद्धि भएर जाने तथा कार्यक्षेत्रमा तपाईको निर्णयको उच्च सम्मान गरिनेछ । गित संगितमा बिषेश रुचि बढ्नेछ भने बिद्या तथा प्रतिश्पर्धामा प्रतिश्पर्धिहरुलाई पाखा लगाई नतिजा आफ्नो पक्षमा पार्न सकिनेछ । आर्थिक सवालमा उठ्ने प्रश्नहरुको हल हुँनेछ भने आम्दानिका नयाँ नयाँ बाटाहरु फेला पर्नेछन् । कृषि,पशुपालन,तरल पदार्थ तथा खनिज पदार्थजन्य उद्योगमा लगानि गर्दा भनेजस्तो नाँफा कमाउँन सकिनेछ । बिद्या तथा प्रतिश्पर्धामा अरुलाई उछिनेर अगाडि बढ्ने समय रहेको छ । सरकारि धन सम्पति तथा पैत्रिक धन हातलागि हुँनेछ ।
बृश्चिक (तो,ना,नी,नू ,ने,नो,या,यी,यू)
अध्ययन तथा अनुशन्धानको क्षेत्र कमजोर हुने हुँनाले तपाईको कमजोरिको अरुले फाईदा उँठाउन सक्छन् । माया प्रेम तथा पति पत्निबिचमा अरुको नकारात्मक टिका टिप्पणीले अबिस्वास पैदा हुनेछ ख्याल गर्नुहोला । ऋण,रोग तथा संकटको सामना गर्नुपर्नेछ । गोप्य कुराहरु बाहिर आउन सक्छन् ध्यान दिएर काम गर्नुहोला । धन सम्पति तथा अचल सम्पति हराउन तथा लुटिन सक्छ सजक रहनुहोला । बुधबार तथा बिहिबारको समय राम्रो भएकोले उच्च पदस्थ ब्याक्तित्वसँग भेटघाट हुँने तथा मान सम्मान तथा ईज्जत प्रतिष्ठा बडेर जानेछ । लामो दुरिको धार्मिक तथा शैक्षिक यात्राको प्रशस्त सम्भावना रहेको छ । आत्मिय मित्र तथा शुभचिन्तकहरुको साथ पाईने हुँनाले जस्तो सुकै चुनौतिको सामना गर्न सहज हुँनेछ भने टाडिएका मित्रहरुसँगको भेटघाटले मन प्रशन्न रहनेछ । शुक्रबार तथा शनिबारको समय मध्ययम रहेकोले कार्यक्षेत्रमा प्रशस्त समय दिनुपर्ने तर न्यून पारिश्रमिकमा चित्त बुझाउनु पर्दा मन खिन्न हुनेछ । घर परिवारमा दैनिक आउँने समस्याले सताउने हुँदा मानशिक तनाब बढेर जानेछ ।
धनु (ये,यो,भा,भी,भू ,ध,फा,ढा,भे)
बादबिवाद तथा प्रतिश्पर्धाको लडाईमा प्रतिश्पर्धिहरुले निर्बिरोध तपाईको समर्थन गर्नेछन् भने सामाजिक काम गरि अरुको मन जित्न सकिनेछ । रोकिएर बसेका तथा अधुरा कामहरु केहि समय दिएर फत्ते गर्न सकिनेछ । बिद्या तथा प्रतिश्पर्धामा अरुलाई पछि पारि अगाडि बढ्ने समय रहेको छ । ब्याबसायिक यात्राको क्रममा नयाँ तथा सुन्दर दृष्यहरुको अवलोकन गर्न अवसर प्राप्त हुनेछ । नयाँ नयाँ साथिभाईहरु सँग भेटघाट गरि दिनलाई रङगिन बनाउन सकिनेछ भने माया प्रेम तथा पति पत्निबिचको सम्बन्धमा बिश्वासको बाताबरण मजभुत भएर जानेछ । बुधबारदेखि समय मध्ययम रहेकोले हतियार,फलाम तथा आगो सँग सम्बन्धित काम गर्दा वा प्रयोग गर्दा हासियारि अपनाउँनु होला चोटपटक लाग्न तथा दुर्घटना हुन सक्छ । भौतिक सम्पति तथा रुपैया पैसा हराउन तथा लुटिन सक्छ ध्यान दिनुहोला । हप्ताको अन्तमा सरकारि तथा प्रशासनिक क्षेत्रमा काम गर्दा संम्यमता अपनाउनुहोला तपाईको खुट्टा तान्नेहरु सक्रिय हुनेछन् ।
मकर (भो,जा,जी,जू,जे,जो,ख,खी,खू,खे,खो,गा,गी)
साताको शुरुको दिन आईतबारको समय राम्रो भएपनि सोमबारदेखि समय मध्ययम रहेकोले समय तथा परिस्थितिको राम्रो सँग अध्ययन नगरि चल्नाले दुख पाईनेछ भने समयमा काम सम्पन्न नहुँदा आर्थिक ब्याबस्थापन गर्न गाह्रो हुँनेछ । बिद्या तथा प्रतिश्पर्धामा प्रतिश्पर्धिहरु हावि हुँनाले नतिजा उनिहरुकै पोल्टोमा जान सक्छ । न्यायिक निर्णयहरु तपाईको पक्षमा नआउँने हुँनाले मुद्दा तथा झै झमेलामा सामेल नहुँनुनै राम्रो रहेकोछ । व्यावसायमा नाफा कमाउँन हरुदिन भन्दा बढिनै संघर्ष गर्नुपर्नेछ भने लगानि बढाउँन केहि समय कुर्नु उपयुक्त हुनेछ । माया प्रेममा बिगतका यादहरुले सताउँने हुँदा दैनिक काम गर्न मन जानेछैन । स्वास्थ्यमा सामान्य समस्या बढ्ने तथा झुटा आरोप लाग्न सक्छ ध्यान दिनुहोला । साझेदारि व्यावसायमा लगानि नवढाउँनु उचित हुनेछ किनकि साझेदारहरु बिच मनमुटाब सिर्जना हुन सक्छ । यात्रा गर्दा ख्याल गर्नुहोला बाटामा बिभिन्न समस्याहरु आईलाग्नेछन् ।
कुम्भ (गू,गे,गो,सा,सी,सू ,से,सो,दा)
कृषि तथा पशुपालन व्यावसायमा समय खर्चिनेहरुले समय सापेक्ष परिमार्जन गरि आय आर्जन बढाउँन सक्नेछन् । घर जग्गा खरिद बिक्रि तथा सवारि साधनको कारोबार फस्टाएर जानेछ । बौद्धिक कार्यमा सहभागि भई आफ्नो गतिलो प्रश्तुति पस्कने अवसर प्राप्त हुँनेछ भने बिद्या तथा प्रतिश्पर्धामा प्रतिश्पर्धिहरुलाई उछिन्दै अगाडि बढ्न सकिनेछ । आकस्मिक लाभ हुने तथा बाधा अवरोधहरु स्वत हटेर जानेछन् । भौतिक सम्पति तथा सवारि साधन प्राप्तिको योग रहेको छ । शेयर बजार तथा सट्टाको व्यावसायबाट मनग्गे आम्दानि गर्न सकिनेछ । परिवार तथा सन्तान बाट तपाईले गरेको काममा उल्लेख्य सहयोग पाईनेछ भने माया प्रेम तथा दाम्पत्य जिवनको गाठो झन् गसिलो भएर जानेछ । मुद्दा मामिला तथा न्यायलयबाट हुने निर्णयहरु तपाईकै पक्षमा हुँनेछन् । व्यापार व्यावसाय फस्टाएर जाने तथा थप लगानि गर्ने बाताबरण बनेर जानेछ । स्वास्थ्य सम्बन्धि पुराना समस्या भए समाधान भएर जानेछ । मावलि पक्षबाट तपाईको काममा आर्थिक सहयोग हुनेछ भने अघि पछि तपाईको नराम्रा कुरा गर्नेहरु तपाईकै प्रशंसा गर्दै हिड्नेछन् ।
मीन(दी,दू,थ,झ,ञ,दे,दो,चा,ची)
हप्ताको शुरु अर्थात आईतबारको समय राम्रो रहेकोले जनसम्पर्क बढ्ने तथा दाजुभाई, छिमेकिबाट सहयोग पाईने हुनाले मन प्रशन्न रहनेछ । छोटो तथा महत्वपुर्ण यात्राको तय हुनेछ । पराक्रम बढेर जाने हुनाले शाहसिलो काम गर्ने जोस जागर बडेर आउनेछ । सोमबार तथा मंगलबार ब्याबस्थापन ज्ञानको कमिले आर्थिका कारोबारहरु बिग्रन सक्छन् ध्यान दिनुहोला । काममा सहयोग गर्नेहरु भन्दा अल्मल्याउने हरु हाबि हुने हुँनाले महत्वपुर्ण कामहरु थाति रहन सक्छन् । बुधबार तथा बिहिबार समय राम्रो रहेकोले परिवार आफन्त तथा साथिभाईहरुको सहयोग हुने हुँनाले समस्याका पर्खालहरु आफै ढल्नेछन् । शैक्षिक परामर्श तथा चेतनामुलक कार्यक्रम सञ्चालन गरेर शिक्षाको पहुँच भन्दा बाहिरका मानिसहरुलाई शिक्षाको पहुचमा जोड्न सकिने छ । बंश बृद्धिको योग रहेको छ भने सन्तानको प्रगति देखेर मन प्रफुल्लित हुँनेछ । शुक्रबार तथा शनिबारको समय मध्ययम रहेकोले सत्रुले दुख दिनेछन् भने न्यायलयबाट हुने न्यायिक निर्णयहरु तपाईका पक्षमा हुने छैनन् । निति नियम तथा कानुन नमान्दा फन्दामा परिन सकिन्छ ध्यान दिनुहोला ।
10 Things You’ve Been Doing Wrong Your Whole Life
Guaranteed vs. Non-Guaranteed Permanent Life Insurance Policies
Fifty years ago, most life insurance policies sold were guaranteed and offered by mutual fund companies. Choices were limited to term, endowment or whole life policies. It was simple, you paid a high, set premium and the insurance company guaranteed the death benefit. All of that changed in the 1980s. Interest rates soared, and policy owners surrendered their coverage to invest the cash value in higher interest paying non-insurance products. To compete, insurers began offering interest-sensitive non-guaranteed policies.
Guaranteed versus Non-Guaranteed Policies
Today, companies offer a broad range of guaranteed and non-guaranteed life insurance policies. A guaranteed policy is one in which the insurer assumes all the risk and contractually guarantees the death benefit in exchange for a set premium payment. If investments underperform or expenses go up, the insurer has to absorb the loss. With a non-guaranteed policy the owner, in exchange for a lower premium and possibly better return, is assuming much of the investment risk as well as giving the insurer the right to increase policy fees. If things don’t work out as planned, the policy owner has to absorb the cost and pay a higher premium.

Exchange rates of Nepali rupees
Exchange rates of the Nepali rupees as follows for today. -
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